Last Updated: June 2026
Wairarapa Home Loans (2021) Limited trading as Jacko Finance ("Jacko Finance", "we", "us", "our") respects your privacy and handles personal information in accordance with the Privacy Act 2020.
This Privacy Policy explains what information we collect, how we use it, who we share it with, and your rights.
This policy applies to current customers, former customers, applicants, and users of our website.
We may collect information including:
We may collect information:
We may collect, hold, and use information to:
We may obtain and disclose information to credit reporting agencies, including:
Those agencies may hold credit information such as:
We may use this information to assess applications, verify identity, and assist lenders.
We may share information we collect about you with our lending partners for credit assessment and eligibility purposes.
Further details regarding their privacy practices are available from:
51 Don Street, Invercargill 9810
https://www.financenow.co.nz/privacy-policy
Level 1, 11 Broadway, Newmarket, Auckland 1023
https://www.oxfordfinance.co.nz/privacy
Level 1, 181 Great South Road, Greenlane, Auckland 1051
https://www.avantifinance.co.nz/privacy-policy
Our lender panel may change without notice.
We may share your information with:
Jacko Finance may refer customers to third-party advisers who provide financial advice or services relating to:
Where you consent, we may share relevant personal information including:
With:
This enables those providers to contact you and provide advice, services, or information relevant to your needs.
By engaging with Jacko Finance, requesting referral services, agreeing to our Terms and Conditions, or otherwise consenting to an introduction, you authorise us to share your information with those third-party advisers and allow them to contact you regarding KiwiSaver and insurance services.
You are under no obligation to proceed with any services offered by those providers.
Jacko Finance may receive a referral fee, commission, or other commercial benefit where you engage the services of a third-party adviser introduced by us.
Some service providers may store or process information outside New Zealand.
Where this occurs, we take reasonable steps to ensure appropriate safeguards are in place.
Where authorised by you, we may use third-party bank verification providers to obtain transaction information or bank statements for the purpose of assessing your application.
We do not require or store your internet banking passwords.
We may contact you by email, phone, or SMS regarding products or services that may interest you.
You may opt out of marketing communications at any time.
When you visit our website, we may collect technical information such as:
We may use cookies and analytics tools to improve website functionality and user experience.
You can disable cookies through your browser settings.
If you interact with us on social media platforms, those platforms may collect information in accordance with their own privacy policies.
We may also view information you choose to share publicly with us.
You may request access to the personal information we hold about you and request correction of any inaccurate information.
We take reasonable steps to protect personal information from loss, misuse, unauthorised access, or disclosure.
Where required by law, we will notify affected individuals and the Privacy Commissioner of any notifiable privacy breach.
You are not obligated to provide personal information to us. However, if you do not provide the requested information, we may be unable to assess your application or provide the requested services.
We may update this Privacy Policy from time to time by publishing an updated version on our website.
Email: info@jacko.nz
Website: www.jacko.nz