We compare options from trusted finance providers to help find the right car loan for you — making the process easier, faster, and less stressful.
APPLY NOWLocally owned and operated in the Wairarapa (Masterton), Jacko Finance specialises in arranging finance for a wide range of vehicles, from entry-level models to the latest high-end vehicles. We can help you secure the finance you need to drive away in your dream car.
With access to a network of trusted funders, we have the expertise to match you with the right finance solution for your vehicle purchase. Our strong lender relationships allow us to offer competitive rates and flexible terms tailored to your individual needs. We are committed to finding the best financial solution to suit your lifestyle and budget, while providing friendly, local service you can rely on.
Not every lender is the right fit for every person, and not every finance option suits every situation. That’s why we manage the entire loan process from start to finish. The process is entirely paperless and conducted online, making it simple and efficient. Once we receive your information and analyse your profile, we take the time to understand your needs, and we work to identify and connect you with the most suitable finance company. We will advocate on your behalf to ensure a smooth and hassle-free loan experience that best suits your circumstances.
We compare options from our selection of trusted funders, thanks to our established relationships with some of NZ’s leading finance companies, to help you find the right car loan for you – Making the process easier and less stressful.
Whether you’re self-employed, a young family upgrading to a larger vehicle, buying a car through a private sale, in your 20s looking for your first or next car, or looking at used vehicle finance, we take the time to understand your situation and what you’re trying to achieve.
We understand that buying a vehicle is a big investment, and we are here to make the process as straightforward as possible.
From first consultation to final approval, our personal approach ensures that you receive the support and guidance you need to drive away with confidence. From your first car to your tenth, we’re here with you every step of the way.
Already a client? Refer a friend, family member, or colleague to us, and if their loan is approved and settled, you’ll receive $250 cash back as our way of saying thanks.
We offer you choices when purchasing your new vehicle, as we are not the finance company.
We can offer you competitive interest rates, which could save you hundreds of dollars in the interest you pay over the term of your loan.
You can rely on us to negotiate terms and pricing to find you the best possible options for your unique situation.
We partner you with the most appropriate funder thanks to our established relationships with some of NZ’s leading Finance Companies.
At Jacko Finance, we have no bias toward any lender as we are here to help you.
We work with you to ensure the right lending structure is implemented to help you achieve your goals.
Not every finance company is suited to every person, and not every asset is suited to every finance company.
It's all about understanding what you need, knowing which options are available to you, and using our business partnerships available to you.
With our business partnerships, we will partner you with the most appropriate funder that meets your needs, as we can help you secure the right loan with confidence and clarity, and we will support you every step of the way.
The biggest reason people choose us is access to our selected panel of funding.
We offer:
Many car buyers want approval immediately while at the dealership
If your finance offers;
That is a huge competitive advantage.
Having a restricted licence doesn’t stop you from getting car finance. We work to help find solutions that fit.
$2k - $100k We will assess your income and expenses and over a maximum lend based on what’s affordable – not the highest possible amount. You're free to borrow less if you choose. Our goal is to match you with a loan that fits comfortably within your budget, with repayments you can manage long-term.
From 8.99% Rates vary by lender and your financial profile. We research our panel to find the lowest rate available for your personalised situation. Loans are fixed for the full term, and most lenders allow early repayment without penalty. All rates, fees and repayments are fully disclosed before you accept any offer.
Most lenders release funds during normal business hours, with money typically available in your account within a few hours of disbursement. Timing can vary depending on your bank and the lender’s cut-off times.
We offer a range of flexible repayment options:
Access car finance with no deposit options available, subject to lender approval and criteria.
Have you been denied by a bank or other lending company?
We offer:
Meaning you don’t normally need to use a car as security. Approval is based on affordability and your financial situation. With some lenders, if you own or are purchasing an asset valued at $10,000 or more (such as a vehicle), the loan may qualify as secured – even if you borrow more than the asset's value. Secured loans can attract a lower interest rate. Customers may use a single loan to buy a used car and clear other bills at the same time, combining everything into one manageable repayment.
1 – 7 years Establishment Fees vary by lenders from $150. You can repay weekly, fortnightly or monthly. Your rate is fixed for the life of the loan.
With access to 25+ lenders, we compare the market to give you more choice and help find the right finance solution for your needs.
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