CAR FINANCE

Private Sale Car Finance

Finance for cars outside the dealership

Buying privately can often offer better value than going through a dealership, and having your financing pre-approved can put you in a stronger position when negotiating with a seller.

Whether you’re buying through Trade Me, Facebook Marketplace, or directly from a private seller, we help you secure finance quickly so you’re ready to move when the right car comes up. Being “cash ready” can also help you negotiate a better deal with the seller.

How we help:

  • Finance for private car purchases
  • Fast approvals so you’re ready to buy
  • Simple, clear process from start to finish
  • Flexible options to suit your budget and circumstances.
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Young Families Upgrading Their Vehicle

More space, more safety, more confidence

When your family grows, your vehicle needs often change. Whether it’s more space, better safety, or everyday practicality, we make the finance side simple so you can focus on the right car.

We offer flexible options that suit your household budget.

How we help:

  • Rates from 8.99%
  • Loan term options up to 84 months
  • Finance tailored to your budget
  • New and used vehicle finance
  • Tailored repayments to work with your pay cycles.
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Self Employed Vehicle Finance

Finance that works as hard as you do

When you’re self-employed, or your time is better spent on the job than dealing with vehicle finance. We compare your options, guide you through the process, and find you the best vehicle finance for you and your budget.

Our car finance options make getting the vehicle you want easy.

We are here to help you.

How we help:

  • Rate from 8.99%
  • Handle the paperwork and your online application process
  • Find finance options that fit your situation
  • Fast approvals so you can move quickly
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First Car Buyers

Getting on the road for the first time

Buying your first car can feel overwhelming when you’re not sure how finance works or where to start. We help first-time buyers understand their options and secure finance that suits their situation — without the confusion or pressure.

We guide you through the process and help you make informed decisions. We take a responsible approach to lending, helping you avoid finance that doesn’t suit your situation, and making sure everything is clearly explained along the way.

How we help:

  • Support for no or limited credit history
  • Options for rebuilding credit
  • Step-by-step guidance
  • Find finance options that fit your situation
  • Fast approvals
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More lenders. More options. Better outcomes.

With access to 25+ lenders and thousands of loan options, we compare the market to give you more choice and help find the right finance solution for your needs.